8. Federal Pell Grant + HBCU Institutional Aid

The Pell Grant remains a cornerstone of college affordability. Combined with institutional aid from HBCUs, it helps reduce costs significantly.

• Award: Up to $7,395 for the 2025 academic year
• Eligibility: Undergraduate students with financial need; FAFSA required
• Focus: Need-based aid, accessible to most HBCU students
• Apply Here: studentaid.gov