Saving money while attending an HBCU, or any college can be difficult to keep up with, especially when you want the best college experience your campus can offer. Of course your loans and other financial avenues cover your entire tuition including books but after you’re done with school you are stuck with possibly lifelong payment plans toward borrowed student loans.

Here are some ways to decrease student debt after college.

1. Consider a different housing plan

According to U.S. News an average four year college board price is $9,500. Ask your financial advisor for the cheapest route there is. Even if you’re in the most expensive dorm there is still hope. Consider becoming a resident aid or assistant. Most schools knock off your housing tuition or pay up to half of your board.

2. Rent Textbooks instead

If you don’t plan on keeping textbooks for research purposes, consider renting textbook online. Most are twice as cheap than buying books from your university. Amazon is a great way to buy and rent textbooks for a cheaper price than your local college book store. In doing so more of your tuition money could generate toward paying for extra fees like lab fees.

3. Take advantage of fee waivers

Some college campuses charge an arm and a leg for college ID’s, car decals, and sometimes library fees. If they seem too expensive you can negotiate a fee waiver, if applicable, with your financial advisor.